Last updated: June 30, 2026, by Z. McT-Contreras, McT Real Estate Group.
| Metric | 92104 Value | Source / As of |
|---|---|---|
| Median detached single-family sale price | $1,150,000 | SDMLS / June 2026 |
| Median condo/townhome sale price | $508,458 | SDMLS / June 2026 |
| Sale-to-list price ratio | 100% | SDMLS / June 2026 |
| Average days on market | 29 days | SDMLS / June 2026 |
| Months of inventory (detached) | 2.6 | SDMLS / June 2026 |
| Months of inventory (condo) | 4.3 | SDMLS / June 2026 |
| 30-year fixed mortgage rate (national) | 6.60% | Mortgage News Daily / July 3, 2026 |
92104 remains a seller’s market. Detached homes are still moving in under a month at the full asking price. Buyers are picky, and mispriced listings sit. Translation: Leverage is real if your price is right.
If you own a home in 92104 and you’re thinking about selling this year, the numbers matter more than the headlines. Right now, North Park is still a seller’s market. The median detached home as of June 30th, 2026, is selling around $1,150,000, condos around $508,000, and well-priced homes are going under contract in about 29 days.
That sounds great. But the gap between a smart sale and a stale listing has never been wider. The sellers who win in 2026 are those who price to current data, not last year’s comps.
Here’s what’s actually happening in North Park, what it means for your home, and how to use it. For a deeper neighborhood context, you can also see our full North Park community guide for sellers and buyers.
What’s Happening in North Park (92104) Right Now
Six months of inventory is considered a balanced market. Anything under that favors sellers. Detached homes in North Park are sitting at 2.6 months. That still favors you.
Condos are a different story at 4.3 months. That’s closer to balanced, so condo sellers have less room to push.
Year-to-date detached prices are down about 8% versus the same period last year. That’s the part most sellers miss. The market is still hot, but it has cooled off from the 2024 peak.
Detached Homes Versus Condos: The Gap is Wide
One of the biggest mistakes North Park sellers make is assuming “the market” is one thing. It isn’t. Detached homes and condos are running on completely different tracks right now.
The median detached sale is $1,150,000. The median condo sale is $508,458. That’s a $641,542 gap.
Why does this matter to you? The buyer pool, loan products, and timing are different for each. A condo seller pricing to “the North Park average” overshoots. A detached seller pricing to “what condos are doing” undershoots and leaves money on the table.
We tracked this in detail in our breakdown of the last 30 days of detached versus condo activity in North Park. The pattern is consistent across the whole quarter. Detached homes are getting offers faster. Condos are sitting longer and seeing more price reductions.
Days on Market: Why North Park Sells Faster Than the National Average
The national average days on market sits around 55 days. North Park is at 29 days. That’s roughly half the time.
What does this tell you as a seller?
If your home has been on the market for more than 21 days without an offer, the market is telling you something. Usually it’s the price. Sometimes it’s photos or staging. Occasionally, it’s the listing description.
Buyers in 92104 are paying attention. They’re saving searches on Zillow and Redfin and getting alerts the second a new listing hits. If your home is priced right, you’ll know within the first weekend. If it’s overpriced, the data shows up in your “saved” and “viewed” counts before your agent even gets a call.
Mortgage Rates and What They Mean for Your Sale Price
Here’s the rate picture heading into summer 2026:
- February 2026: 30-year fixed dipped just under 6%
- As of July 3, 2026: 30-year fixed back up around 6.60% (Mortgage News Daily)
- Fannie Mae’s current forecast: rates hold near 6.3% through the end of 2026
When rates dipped below 6% briefly in February, buyer demand surged. That tells you how much pent-up demand is out there waiting for a small rate move.
For sellers in North Park, this is the practical takeaway. Every time rates drop a quarter point, the buyer pool widens. If you list strategically around a rate dip, you can stack multiple offers. If you list during a rate spike, you may need to offer a buydown to keep activity strong.
This is the part of how we approach seller prep in North Park that most generic advice misses. Timing isn’t just about the season. It’s about what rates are doing in the 30 days before you list.
What North Park Sellers Should Do This Year
Five things to act on if you’re planning to sell in 92104 this year:
- Price to current data, not 2024 or even 2025 comps. Year-to-date prices are down about 8% on detached homes. If your neighbor sold for $1.4M in 2024, that doesn’t mean yours will.
- Know your property type’s separate trend. Detached and condo are not moving together. Pull comps that match your exact property.
- Be ready to launch on a rate dip. Have your home prep done so you can list within 7 days of a favorable rate move.
- Watch the first weekend like a hawk. If you don’t get strong showing activity in the first 72 hours, your price is off.
- Plan for a buydown if rates spike. A 2-1 buydown costs you a few thousand dollars and can save the deal in a slower window.
This is the playbook our team has used across 530+ North Park and San Diego metro sales over the past 20 years. The neighborhoods change. The buyers change. The data changes. The discipline of pricing to current reality and reacting fast is what stays the same.
Past North Park Market Updates and Related Reads
Use these dated and topic-specific posts for deeper context on what’s been happening in 92104 over the past several months:
- North Park last 30 days: detached vs condo trends
- Will North Park home values keep rising in 2026?
- Is the North Park market still hot for sellers?
- What’s my home worth in today’s San Diego market?
- San Diego housing market forecast 2026 for buyers and sellers
North Park Market & Policy Resources
Go deeper on the forces moving North Park home values right now:
Rates, Pricing & Timing
- San Diego housing market update, spring 2026
- How North Park is changing in 2026
- What mortgage rates move-up buyers should expect
- What a 5.99% mortgage rate means for buyers
- Should North Park sellers offer a mortgage rate buydown?
Insurance & Home Risk
- California home insurance rates are climbing
- How insurance non-renewals are delaying sales
- Solar rules just got upheld: what it means
Housing Policy & Supply
- What California’s new housing push means
- San Diego is falling behind on housing production
- SB-9 and SB-10 and your neighborhood
- San Diego’s empty homes tax
- San Diego junk fees explained
Market Forces & Big Picture
- The great wealth transfer
- The tech boom shaping San Diego real estate
- Real estate’s ripple effect on the community
- Thinking clearly about what comes next
Frequently Asked Questions
Is North Park, San Diego still a seller’s market in 2026?
Yes. As of June 2026, 92104 has 2.6 months of inventory for detached single-family homes and 4.3 months for condos. A balanced market is six months. Detached is well below that, and homes are selling at 100% of list price. Detached sellers still hold real leverage. Condo sellers have less room, so pricing has to match current data, not 2024 peaks.
What is the median home price in North Park, 92104, right now?
The June 2026 median sale price for a detached single-family home in 92104 is $1,150,000, with a year-to-date median around $1,120,000. The median condo or townhome price is $508,458. These numbers come from SDMLS data for June 2026.
How long does it take to sell a house in North Park?
The average time on market in North Park is 29 days. That’s roughly half the national average of around 55 days. Well-priced homes typically receive offers within the first weekend. If your home has been listed for more than 21 days without an offer, the price likely needs a review.
Are home prices going up or down in North Park 92104?
Year-to-date detached home prices in 92104 are down about 8% from the same period last year. Translation: the market has cooled off from the 2024 peak but is still healthy, with detached inventory tight at 2.6 months. The “going up everywhere all the time” narrative is over.
Should I sell my North Park home in 2026 or wait?
That depends on your goal, your timeline, and your equity position. Buyers are active, and detached inventory is tight. Fannie Mae expects rates to hold near 6.3% through year-end, which should keep motivated buyers in the market. The biggest risk of waiting is more inventory hitting the market, which can shift leverage. For a customized read on your home, request a free North Park home valuation, and we’ll pull comps for your exact block.
Ready to See What Your North Park Home Is Worth Today?
The market is moving. Your home’s value is not the same as it was last year, and it’s not the same as your neighbor’s. If you’re considering a sale in the next 12 months, the right move is to start with real data on your specific property.
Get a free, no-pressure North Park home valuation from our team. We’ll pull comps that match your exact property type, share what’s selling on your block, and walk you through the timing strategy that fits your goal.
Request your free North Park home valuation here or call us directly at 619-736-7003.
You may also want to read: Will North Park home values keep rising in 2026?
Sources: San Diego MLS (SDMLS) 92104 sales data, June 2026, for all local prices, inventory, days-on-market, and sale-to-list figures. Mortgage rates via Mortgage News Daily and Freddie Mac. Rate forecast via Fannie Mae Housing Forecast.
Z. McT-Contreras | McT Real Estate Group | DRE# 01715784