Last updated: October 5, 2026, by Z. McT-Contreras, McT Real Estate Group.
| Metric | 92104 Value | Source / As of |
|---|---|---|
| Median detached single-family sale price | $1,170,000 | SDMLS / Q3 2026 |
| Median condo sale price | $525,000 | SDMLS / Q3 2026 |
| Sale-to-list price ratio (detached) | 98.8% | SDMLS / Q3 2026 |
| Median days on market (detached) | 14 days | SDMLS / Q3 2026 |
| Months of inventory (detached) | 1.9 | SDMLS / Oct 5, 2026 |
| Months of inventory (condo) | 3.3 | SDMLS / Oct 5, 2026 |
| 30-year fixed mortgage rate (national) | 7.28% | Freddie Mac / Oct 1, 2026 |
In Q3 2026, the median detached home in North Park (92104) sold for $1,170,000 in 14 days.
92104 is still a seller’s market. Houses sold fast and close to asking.
But the quarter ended softer than it started. And rates just jumped. Price is doing more of the work now.
If you own a home in 92104 and plan to sell, the numbers matter more than the headlines.
From July 1 to September 30, 48 houses, townhomes, and attached homes sold in North Park. The median sale was $1,100,000 across all three. Half of them sold in 14 days or less.
Condos told a slower story. The median condo sold for $525,000 in 16 days, with more supply on the market.
Some sellers are also handling a parent’s property. Here is how to sell an elderly parent’s North Park home the legal way.
For neighborhood context, see our full North Park community guide for sellers and buyers.
I’ve sold homes in North Park for over 20+ years, and our team has closed 530+ sales, most of them within a few blocks of 30th Street and Upas Street. I pull these numbers straight from the MLS every quarter, so you get what sold, not what someone guessed.
What’s Happening in North Park (92104) Right Now
Six months of inventory is a balanced market. Detached homes in North Park sit at 1.9 months. That favors you.
That’s tighter than June, when detached inventory was 2.6 months.
Here’s how the quarter moved, month by month:
- July: 22 sales, median $1,072,250, 12 days on market, 99.1% of list
- August: 11 sales, median $1,100,000, 15 days, 98.6% of list
- September: 15 sales, median $1,065,000, 16 days, 98.5% of list
Homes still sold. They took a few days longer each month, and buyers negotiated a bit more.
Is North Park Up From Last Year?
More homes sold. 48 closed in Q3 2026 compared with 40 in Q3 2025.
They also sold faster. Median days on market dropped from 19 to 14.
The median detached price rose from $1,040,000 to $1,170,000. Don’t read that as a 12% raise for your house. Price per square foot slipped from $949 to $933. More large homes sold this year, and that pulled the median up.
Your home’s value comes from comps on your block, not the zip-wide median.
Detached Homes vs. Condos: Still Two Different Markets
The median detached sale was $1,170,000. The median condo sale was $525,000. That’s a $645,000 gap.
The buyer pool, loan types, and timing are different for each. A condo seller pricing to “the North Park average” overshoots. A house seller pricing off condo activity leaves money on the table.
- Detached: 1.9 months of supply, 14 days on market, 98.8% of list
- Condos: 3.3 months of supply, 16 days on market, 98.5% of list
- Active condos today have been listed a median of 45 days
We broke this down in our post on the last 30 days of detached versus condo activity in North Park.
Price Band Matters More Than Ever
- Under $1M: 19 sales, about 8 days on market, 100.4% of list
- $1M to $1.5M: 19 sales, 16 days, 97.7% of list
- $1.5M to $2M: 7 sales, 15 days, 99.9% of list
- $2M and up: 3 sales, too few to call a trend
Under $1M, buyers still compete. Between $1M and $1.5M, buyers have room to push.
What Overpricing Cost North Park Sellers in Q3
28 listings came off the market without selling this quarter. 15 expired, 9 were canceled, and 4 were withdrawn. They sat a median of 46 days first.
Several came back at a lower price and sold right away.
One house asked $1,725,000 and got pulled. It came back at $1,600,000 and sold in 17 days. Another asked $1,719,999, came off, relisted at $1,625,000, and sold in 8 days.
The lesson: the first two weeks decide your sale. Price for those two weeks.
If your home has been listed more than 21 days without an offer, the market is telling you something. Usually it’s the price. Sometimes it’s photos, staging, or the description.
See why conditions are tilting toward San Diego buyers.
Mortgage Rates and What They Mean for Your Sale Price
Here’s the rate picture heading into fall 2026:
- October 1, 2026: 30-year fixed averaged 7.28% (Freddie Mac)
- That’s the highest since October 2023
- One year ago, the same rate averaged 6.34%
Higher rates shrink what each buyer qualifies for. Fewer buyers reach the top of your price range.
Most Q3 sales went under contract before this jump. Expect Q4 to feel slower.
If you list this fall, plan for it. A rate buydown offer helps a buyer’s monthly payment more than a small price cut. Read whether North Park sellers should offer a mortgage rate buydown.
This is part of how we approach seller prep in North Park. Timing isn’t only about the season. It’s about what rates do in the 30 days before you list.
What North Park Sellers Should Do This Fall
- Price to the last 90 days, not the spring. Sale-to-list slid from 99.1% in July to 98.5% in September.
- Know your property type. Detached and condo run on different tracks. Pull comps that match your home.
- Know your price band. Under $1M sold at full price. $1M to $1.5M sold about 2.3% under list.
- Watch the first weekend. If showings are thin in the first 72 hours, adjust fast. Don’t wait 46 days.
- Plan a buydown for 7%+ rates. A 2-1 buydown costs a few thousand dollars and keeps buyers in range.
This is the playbook our team has used across 530+ North Park and San Diego metro sales over the past 20 years. Price to current reality, and react fast.
Past North Park Market Updates and Related Reads
- North Park last 30 days: detached vs condo trends
- Will North Park home values keep rising in 2026?
- Is the North Park market still hot for sellers?
- What’s my home worth in today’s San Diego market?
- San Diego housing market forecast 2026 for buyers and sellers
North Park Market & Policy Resources
Rates, Pricing & Timing
- San Diego housing market update, spring 2026
- How North Park is changing in 2026
- What mortgage rates move-up buyers should expect
- What a 5.99% mortgage rate means for buyers
- Should North Park sellers offer a mortgage rate buydown?
Insurance & Home Risk
- California home insurance rates are climbing
- How insurance non-renewals are delaying sales
- Solar rules just got upheld: what it means
Housing Policy & Supply
- What California’s new housing push means
- San Diego is falling behind on housing production
- SB-9 and SB-10 and your neighborhood
- San Diego’s empty homes tax
- San Diego junk fees explained
Market Forces & Big Picture
- The great wealth transfer
- The tech boom shaping San Diego real estate
- Real estate’s ripple effect on the community
- Thinking clearly about what comes next
Frequently Asked Questions
Is North Park, San Diego still a seller’s market in 2026?
Yes. As of October 2026, 92104 has 1.9 months of inventory for detached homes and 3.3 months for condos. A balanced market is six months. Detached homes sold at 98.8% of list in Q3. Sellers still hold leverage, but buyers negotiated more in September than in July.
What is the median home price in North Park, 92104, right now?
The Q3 2026 median sale price for a detached home in 92104 was $1,170,000. The median condo sold for $525,000. Across houses, townhomes, and attached homes, the median was $1,100,000. These numbers come from SDMLS sales closed July 1 to September 30, 2026.
How long does it take to sell a house in North Park?
The median North Park home sold in 14 days in Q3 2026. Homes under $1M sold in about 8 days. If your home has been listed more than 21 days without an offer, review the price.
Are home prices going up or down in North Park 92104?
Mostly flat. The Q3 2026 median detached price ($1,170,000) beat Q3 2025 ($1,040,000), but price per square foot dipped from $949 to $933. Bigger homes sold this year. Within Q3, sale-to-list eased from 99.1% in July to 98.5% in September.
Should I sell my North Park home in 2026 or wait?
Inventory is tight, which helps you. Rates rose to 7.28% on October 1, which shrinks buyer budgets. If you plan to sell within a year, price to current comps and plan for a rate buydown. For a read on your home, request a free North Park home valuation and we’ll pull comps for your block.
Ready to See What Your North Park Home Is Worth Today?
Your home’s value isn’t what it was last spring. It isn’t your neighbor’s value either.
Get a free, no-pressure North Park home valuation from our team. We’ll pull comps for your property type, show you what sold on your block, and map a timing plan for your goal.
Request your free North Park home valuation here or call us at 619-736-7003.
You may also want to read: Will North Park home values keep rising in 2026?
Sources: San Diego MLS (SDMLS) 92104 data via Paragon, pulled October 5, 2026. Sales closed July 1 to September 30, 2026, and July 1 to September 30, 2025. “Detached” = Detached style. “All residential” = Detached, All Other Attached, and Townhome. Condos = Condominium style. Months of inventory = active listings on October 5, 2026, divided by average monthly Q3 sales. Mortgage rate: Freddie Mac Primary Mortgage Market Survey, October 1, 2026.
Z. McT-Contreras | McT Real Estate Group | DRE# 01715784